:root{--navy-deep:#050b14;--navy-base:#091322;--navy-surface:#0e1d33;--navy-card:#13243f;--navy-border:rgba(197,160,89,.22);--gold-light:#f4e8c1;--gold-base:#d4af37;--gold-deep:#b8903b;--gold-glow:rgba(212,175,55,.15);--caribbean-blue:#0ea5e9;--emerald-sea:#10b981;--text-main:#f8fafc;--text-muted:#94a3b8;--text-dim:#64748b;--radius-lg:16px;--radius-md:10px;--font-sans:'Plus Jakarta Sans',-apple-system,BlinkMacSystemFont,sans-serif;--font-serif:'Playfair Display',Georgia,serif;--font-display:'Cinzel',serif}
*{box-sizing:border-box;margin:0;padding:0}
body{background:var(--navy-deep);color:var(--text-main);font-family:var(--font-sans);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--gold-light)}img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.disclaimer-bar{background:var(--navy-surface);border-bottom:1px solid var(--navy-border);font-size:12.5px;color:var(--text-muted);text-align:center;padding:7px 12px}
.nav{position:sticky;top:0;z-index:50;background:rgba(5,11,20,.88);backdrop-filter:blur(12px);border-bottom:1px solid var(--navy-border)}
.nav-in{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;gap:12px;flex-wrap:wrap}
.nav nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav nav a{color:var(--text-main);text-decoration:none;font-size:14px;font-weight:500}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700}
.brand-insignia{width:38px;height:38px;border-radius:8px;background:linear-gradient(135deg,var(--gold-base),var(--gold-deep));display:flex;align-items:center;justify-content:center;color:var(--navy-deep);font-family:var(--font-display);font-weight:700;font-size:16px;letter-spacing:1px;box-shadow:0 4px 14px var(--gold-glow)}
.btn-gold{display:inline-block;background:linear-gradient(135deg,var(--gold-light),var(--gold-base));color:var(--navy-deep)!important;font-weight:700;border:0;border-radius:var(--radius-md);padding:13px 22px;text-decoration:none;cursor:pointer;font-size:15px;box-shadow:0 6px 20px var(--gold-glow)}
.btn-gold.sm{padding:8px 14px;font-size:13px}.btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:rgba(255,255,255,0.06);backdrop-filter:blur(8px);border:1px solid var(--navy-border);color:#ffffff!important;padding:12px 20px;border-radius:var(--radius-md);text-decoration:none;cursor:pointer;font-family:var(--font-sans);font-size:14px;font-weight:600;transition:all .2s ease;outline:none;appearance:none;-webkit-appearance:none;box-sizing:border-box}.btn-ghost:hover{background:rgba(212,175,55,0.15);border-color:var(--gold-base);color:var(--gold-light)!important;transform:translateY(-1px)}button.btn-ghost{background:rgba(255,255,255,0.06);border:1px solid var(--navy-border);color:#ffffff!important}button.btn-ghost:hover{background:rgba(212,175,55,0.15);border-color:var(--gold-base);color:var(--gold-light)!important}
.hero{position:relative;min-height:78vh;display:flex;align-items:center;overflow:hidden}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:brightness(.45)}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,11,20,.2),var(--navy-deep))}
.hero .wrap{position:relative;z-index:2;padding-top:60px;padding-bottom:60px}
.eyebrow{font-family:var(--font-display);color:var(--gold-base);letter-spacing:3px;font-size:13px;text-transform:uppercase;margin-bottom:14px}
.hero-title,h1{font-family:var(--font-serif);font-size:clamp(34px,6vw,64px);line-height:1.1;color:#fff;margin-bottom:18px}
.hero p.lead{font-size:18px;color:var(--text-muted);max-width:640px;margin-bottom:26px}
.gold{background:linear-gradient(135deg,var(--gold-light),var(--gold-base));-webkit-background-clip:text;-webkit-text-fill-color:transparent}
section{padding:70px 0}.section-title,h2{font-family:var(--font-serif);font-size:clamp(28px,4vw,42px);color:#fff;line-height:1.2;margin-bottom:14px}
h3{font-family:var(--font-serif);color:#fff;font-size:22px;margin-bottom:10px}
.muted{color:var(--text-muted)}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:var(--navy-card);border:1px solid var(--navy-border);border-radius:var(--radius-lg);overflow:hidden}
.card .body{padding:20px}.card img{width:100%;height:190px;object-fit:cover}
a.card{text-decoration:none;color:inherit;transition:transform .2s}a.card:hover{transform:translateY(-4px);border-color:var(--gold-base)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.split img{border-radius:var(--radius-lg);border:1px solid var(--navy-border)}
@media(max-width:820px){.split{grid-template-columns:1fr}}
.form{padding:22px;display:flex;flex-direction:column;gap:10px}
.form-control{background:rgba(5,11,20,.7);border:1px solid rgba(255,255,255,.12);border-radius:8px;padding:11px 13px;color:#fff;font-family:var(--font-sans);font-size:14px;width:100%}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media(max-width:560px){.row2{grid-template-columns:1fr}}
.consent{font-size:12.5px;color:var(--text-muted);display:flex;gap:8px;align-items:flex-start}.hp{display:none}
.tool{padding:26px}.tool label{display:block;color:var(--text-muted);font-size:13px;margin:10px 0 4px}
.result{font-size:30px;font-weight:800;color:var(--gold-light);margin-top:16px}
.article{max-width:780px;margin:0 auto}.article p,.article li{color:#dbe2ea;font-size:17px;margin-bottom:14px}.article ul,.article ol{padding-left:22px}
.article h2{font-size:30px;margin-top:34px}.article img{border-radius:var(--radius-lg);margin:22px 0}
.feat{width:100%;height:360px;object-fit:cover;border-radius:var(--radius-lg);border:1px solid var(--navy-border)}
.callout{background:var(--navy-surface);border-left:3px solid var(--gold-base);padding:18px;border-radius:8px;margin:22px 0}
table{width:100%;border-collapse:collapse}td,th{border-bottom:1px solid var(--navy-border);padding:9px;text-align:left}
.foot{background:var(--navy-base);border-top:1px solid var(--navy-border);padding:50px 0 30px;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:26px}.foot h4{color:var(--gold-base);font-family:var(--font-display);margin-bottom:10px}
.foot a{display:block;color:var(--text-muted);text-decoration:none;font-size:14px;margin-bottom:6px}
.legal{margin-top:30px;font-size:12.5px;color:var(--text-dim)}
.wa{position:fixed;right:16px;bottom:16px;background:#25d366;color:#fff;padding:10px 16px;border-radius:30px;font-weight:700;text-decoration:none;z-index:60}
.chk li{list-style:none;margin:6px 0}.chk input{margin-right:8px;accent-color:var(--gold-base)}
@media print{.nav,.foot,.wa,.disclaimer-bar,.noprint{display:none}body{background:#fff;color:#000}.card{border:0;background:#fff}h1,h2,h3,.article li{color:#000}}